Deductible, in health insurance, is the amount which you agree to pay for your medical expenses before your insurance company pays for the same. Launched by the Kerala government in 2017, this particular insurance policy targets the inter-state labourers in Kerala, who are without medical coverage. HDFC ERGO, the 3rd largest Private General Insurer with a 6. Expenses incurred towards cost of health check-up up to 1% of average Sum Insured of preceding 3 policy years, subject to a maximum of Rs. This document explains how the NEW INDIA FLOATER MEDICLAIM. u66010dl1947goi007158 happy family floater policy 2021 we value your health & your wealth. citizens and lots more. 1800-266-9777 (All Days, from 9am to 9pm, Toll Free) Download. Total annual premium = ₹ 6,446, daily premium (6,446/365 = 18 (rounded up)). कॅशलेस. Cheers for Your Good Health with No Claim Bonus. 2 Balloon Sinuplasty. हेल्थ इन्शुरन्स एक प्रकार का बीमा योजना है जिसमें बीमाधारक को अपने आपात चिकित्सा में आर्थिक रूप से सहायता मिलती है। बीमाधारक के चुने गए हेल्थ इन्शुरन्स में सर्जिकल. Read More. Network Hospitals. Step 2: Enter the mandatory fields such as Policy Number, Date of Birth and Contact Number. Minimal Paperwork – The process of buying a health insurance policy online involves minimum to zero paperwork. Take a look at the steps to buy SBI health insurance plans online: Step 1: Go to Policybazaar’s official website and click on the ‘Health Insurance’ icon. Step 3: Choose the city in which you reside. Step 2: On receiving the portability request, the new insurer will provide proposal & portability forms and give details of the. Claims made between the policy's expiry date and renewal date may not be considered. The policy is available only on a family floater sum insured basis. Here is a list of the best term insurance plans in India 2023 that you can compare based on factors like premium rates, payout options, and coverage offered. It gives coverage for the entire family's major and minor medical expenses. Section 80D – Deduction in respect of Medical Insurance Premium (Mediclaim) Tax deductions can be availed on individual health insurance or family floater plans. Under options ‘a’ & ‘b,’ you have to enter the amounts of the health insurance premium and preventive health check-up. Mediclaim Policy. Their service is exceptional, and the policies are comprehensive. Its exceptions include cosmetic surgeries and non-emergency procedures. March 7, 2022 by Ankit Kashyap Last Updated on: 7th March 2022, 04:08 pm Mediclaim Insurance Policy for family hindi, mediclaim insurance policy details hindi,. Articles - GHI. 15. Cholamandalam Healthline Insurance Policy. 2. For a policy you purchase for yourself, your spouse, or your dependent children, you are eligible for a tax deduction. Benefits of the scheme are portable across the country and a beneficiary covered under the scheme will be allowed to take cashless benefits from any public/private empanelled hospitals across the country. Ayushman Bharat - National Health Protection Mission will have a defined benefit cover of Rs. CAN I COVER MY FAMILY MEMBERS IN ONE POLICY? Yes. Sum insured available for each family member is Rs. Compare and buy the best term insurance plan in India online from the top 15+ insurance companies at PolicyBazaar. Lower Premiums – Health plans are available for a lower premium online as insurance companies save a lot on operational costs. FAMILY FLOATER MEDICLAIM POLICY THE NEW INDIA ASSURANCE CO. Carbohydrates, often abbreviated as "carbs," have been at the centre of a nutritional tug-of-war for years. A floater policy, meaning a family floater plan covers a. 3. 1. Insured Members. 74 crore low-income families that constitute. New Born Baby Cover up to 90 Days. 3000+ Covered. Disease-Specific comes under the situation-oriented types of medical insurance policy that provides you coverage for specific diseases. 6. No premium loading for adverse claim experience. The policy is a type of Super Mediclaim policy and is available for a sum insured ranging from Rs 10 lakh to Rs 2 crore. 60-80 years. 13,654. HDFC Ergo - Optima secure. You can reach out to us on 1800-266-7780. Whether it is diagnostic, pharmacy or doctor's consultation fees, OPD cover gives you relaxation from the extra financial burden that you may incur other than hospitalization. Recharge Benefit New. Preventive Health Checkup. iv. HDFC Ergo - Optima secure. Accident protection policy. A person should take bothaccording to his condition. So, if you want to plan a family next. National Parivar Mediclaim Policy is not short of benefits. Moreover, one can have a larger cover sum under. office: oriental house, a-25/27, asaf ali road, new delhi-110002 cin no. 3. ₹3 Lakhs to ₹60 Lakhs. 5. Wellness Corner NEW. 15,000 and Mr B bought an insurance policy with a room rent capped at 3% of the sum insured. Aditya Birla Super Health Plus Top Up Plan. 2. Visit the official government website for PMJAY scheme. Family health insurance plans in India, Health Insurance policy & Mediclaim policy in hindi, All above points will be describe in this vedio. Family floater policy covers your complete family so if any medical. Our Individual Health Insurance policy features provide a holistic health insurance solution. Step 3: Click on ‘Lets Renew’ and make your payment online. Take a look at the best top-up insurance plans available in India: Top-up Insurance Plans. Oriental Bank Mediclaim Policy मेडिक्लेम पॉलिसी की विशेषताएं और लाभ वार्षिक रिन्यूअल किया जा सकता है। कुछ बीमाकर्ता हर 2 या 3 वर्षों में रिन्यूअल ऑफर. Option of enhancement of sum insured at renewal. As a millennial, I know having the right health insurance coverage is. Gives coverage against death or permanent total disablement (PTD) due to an accident. Most health insurance plans cover maternity-related expenses and include a newborn baby only after the specified waiting period. 4500+. However sum insured (excluding The Policy provides expenses for 140+ day care procedures, which require hospitalisation for less than 24 hours. Mediclaim Insurance Policy Hindi- जैसा की मैने आपको बताया कि मेडिक्लैम इंश्योरेंस पॉलिसी आपात स्थिति में स्वास्थ्य संबंधित कवरेज देती है। मेडिक्लेम. Chola MS is a General Insurance Company, offers different types of policies for individuals and corporates. A family policy where the proposer can avail Sum Insured from Rs. This guide has been designed for your comfort. Bajaj Allianz Health Insurance: The insurance company has over 6500 network hospitals where policyholders can get cashless LASIK eye surgery. Overseas travel insurance can protect you from any mishaps when you are abroad. 16. Medicare Plus. Buy or Renew Car, Bike, Health and Travel Insurance in India. Senior Citizen Coverage. Adult –. Every 3 yrs, 1% of sum insured, max Rs. Benefits of a Medical Insurance Policy. Mediclaim policy in Hindi:-मेडिक्लेम बीमा पॉलिसी एक प्रकार की ऐसी पॉलिसी है जिसे विशेष रूप से पॉलिसीधारक के चिकित्सा खर्चों को कवर करने (Mediclaim kya hota hai) के लिए आकार दिया गया. 18-65 years. CANCER INSURANCE. You can purchase a plan online with minimal effort in a quick and seamless manner. 60-80 years. 2 adults (spouse and policyholder) + 3 children. 8. Making a claim for maternity cover is the same as making a claim in your health insurance policy. Kеy Fеaturеs: In-patiеnt and domiciliary hospitalisation arе includеd in thе covеragе. RENEW. English Hindi Marathi Gujarati Punjabi Malayalam Tamil Bengali Kannada Assamese Telugu Oriya . LTD, Regd. Mediclaim policy, is an insurance cover which shields you against increasing medical costs arising out of hospitalisation. The lumpsum amount will be equal to the sum insured, or up to ₹. Upon a natural death, the family is compensated at 30000 rupees. 3. 25,000 under Section 80D. Niva Bupa is providing information about mediclaim policy for family and sr. Individual Mediclaim Policy – A single person is covered under this policy and the premium is based on the age of the person. Mediclaim policy in Hindi - क्या आप मेडिक्लेम पॉलिसी क्या होती है, फायदे, प्रकार, क्या कवर होता है और क्या नहीं, सबसे अच्छी मेडिक्लेम पॉलिसी कौन सी है. Group Mediclaim Policy ( For Member’s only) Group Mediclaim Policy ( For Member’s only). Downloads - Care Health Insurance. Best Cashless Mediclaim Policy in India in Hindi - क्या आप भारत में सबसे अच्छी या सबसे बेस्ट कैशलेस मेडिक्लेम पॉलिसी के बारे में जानना चाहते हैं, तो इस लेख में Best Cashless Mediclaim Policy for family in Hindi के. Policy number. Read on to know the renewal procedure for health insurances in Mumbai. It covers the cost of OPD dental expenses of the entire family on a floater sum insured basis. In the event that you (or a covered family member) need medical care, this medical insurance plan with a sum insured of Rs. There is a difference between mediclaim and critical illness cover. It covers both Type 1 and Type 2 diabetes. No premium loading for adverse claim experience. 4300+ Covered. Special conditions applicable to Maternity and Child Care Benefit:Go to the Paytm website; on the menu bar, click on more. A separate sum insured for each member is not required, and the premium is paid for a single sum. 2000/-, irrespective of claim. Steps to Buy Family Health Insurance Plans Online. It is suggested to buy medical insurance at a young age as most. Coverage for COVID-19 and Alternate treatments. Get admitted to a networked hospital for cashless treatments. 2. A family health insurance plan is a type of medical insurance. Therefore, you need not worry at all should you need emergency transit to a hospital. This means you can cover your loved ones under one plan. 3. You can travel worrying about the small stuff. Following are the steps to claim against your ACKO Platinum Super Top-up Health Insurance Plan. None of the claims is admissible during the waiting period. 1 Lakh - Rs. A health insurance plan of ₹ 5 lakhs is a policy for which the policyholder gets a sum insured of ₹ 5 lakhs. 2. 10 Lakh. Download the brochure to know more about the policy features, premium chart, and exclusions. Commission on General Insurance. 1. com and click on the ‘health insurance’ tab. 0. Aditya Birla Capital Health Insurance offers comprehensive and affordable plans to cover your medical expenses. Care -Policy Terms & Conditions (effective from 18-July-2023) Group Saral Suraksha Bima - (CHI Personal Accident Product) - Policy Terms & Conditions. 5 lakhs. Medical expenses can create a financial burden on individuals, especially in times of unexpected illnesses or accidents. Welcome to the PLI family. Policyholders must read the policy documents to. The policy covers a range of medical expenses, including. citizens and lots more. The company is also the entity that receives the premium for the policy. However, each insurance company (whether online or offline) must be registered with the Insurance. This policy covers the hospitalisation expenses of the employee (and an employee’s family in some cases) as per the prescribed limit. You can add the baby under a regular family health cover such as ‘Care’ by Care Health Insurance if the age is 91 days or above. A health insurance plan is an agreement between an insurer and a policyholder in which the insurer commits to pay for an insured's medical expenses as specified in the policy document for a given period of time. The sum insured under your base policy is base policy sum insured. 2,000 per day. Use the Kotak Mahindra health insurance premium calculator online to estimate the premium of a health insurance plan. This document explains how the NEW INDIA FLOATER MEDICLAIM POLICY could provide value to You. : 1800-4200-269 फैमिली हेल्थ इंश्योरेंस 1 परिवार के लिए 1 पॉलिसी किफ़ायती कवरेज कैशलेस हॉस्पिटलाइज़ेशन पॉलिसी. भारती एक्का स्मार्ट सुपर हेल्थ प्लान. Step 2: Select ‘Health Renewal’ from the dropdown menu. 2 Wheeler Insurance. 30-July-2023 A family health insurance plan is a type of medical insurance. Mediclaim Policy; Health Insurance For Heart Patients; Surgery Insurance; Cancer Insurance; Super Top Up Health Insurance; Health Insurance for Youth; Cashless. 3. Family Mediclaim policy It is the enhanced version of Mediclaim policy in which the sum assured value floats among the family members i. 50,000 to Rs. Lifelong renewal is available provided the policy is renewed on time. Under a mediclaim policy, you do not necessarily need to be hospitalized to receive benefits. 7,50,000/- or above, Cumulative Bonus is. Usually, insurers ask applicants to undergo medical tests if their age is above 45 years. If you are a senior citizen,you can get yourself insured upto the age of 65 years. Hindi . 10 lakhs. Network Facilities. Thus, the room rent cap on Mr B's policy is also Rs. 2. READ MORE Everything you Need to Know about Accident Insurance Accident Insurance is a form of insurance that provides financial. Senior Citizen Health Insurance is a type of health insurance plan that covers medical expenses incurred by people above 60 years old. Arogya Plus Policy offered by SBI General Insurance Company is a reliable medical insurance policy available for any individual who wants to buy cover for himself/herself and/or for his family members. Family Mediclaim policy It is the enhanced version of Mediclaim policy in which the sum assured value floats among the family members i. However, generally, it is between 30 days and 90 days. Premiums start from Rs. 5,00,000/-Total Premium for all members of the family is Rs. There are two main types of mediclaim policies in India. Maternity cover. Upto 20% of Sum Insured subject to Maximum Rs. It is a double bonus you can avail on your health insurance policy. 5 Best Health Insurance Plans for Family in India for November 2023. Mediclaim Policy. Car Insurance. A floater policy covering the proposer and his / her family under one Sum Insured under one Policy. 1860-500-8888. A person should take bothaccording to his condition. Under this cashless family health insurance policy , the whole family of the policyholder can avail cashless treatment under one policy. Insurance Companies Networked Cashless Hospital List; Aditya Birla Health Insurance: 10,000+ Bajaj Allianz General Insurance: 8,000+ Cholamandalam MS General InsuranceYou can find below some of the best Mediclaim policies in India that you can find on Bajaj Markets. Last modified date : Thu, 09 Nov 2023 11:03:05 +0000 Menu Display. Health insurance with Diabetes cover has a cashless feature where your medical expenses and bills will be settled by your insurance provider directly with the network hospital. 18-65 years. This policy covers a maximum of up to three dependent children from 91 days to 25 years. Get an instant quote now!With a background in Banking, she proactively helps her readers to stay on par with all the latest Insurance industry developments. It has been enabled from June 16, 2022 in all the micro ATMs of. Indemnity plans are the traditional health insurance that covers your for hospitalisation expenses up to the sum insured. A Postal life insurance policy enters you into a long term relationship with the Department of Posts. 10,000 per policy period for policies issued on family floater basis for a block of every three claim-free years provided the health. A Rs. Oriental Bank Mediclaim Policy मेडिक्लेम पॉलिसी की विशेषताएं और लाभ वार्षिक रिन्यूअल किया जा सकता है। कुछ बीमाकर्ता हर 2 या 3 वर्षों में रिन्यूअल ऑफर. Hindi. . Evidently health insurance plans are far superior to mediclaim in terms of breadth of diseases and. ICICI Securities Ltd. Niva Bupa - Reassure 2. 2. It is like having a big umbrella that can give shelter to many people. iii. 30 days waiting period waived off. Family health insurance plan enables you to access high-quality healthcare in case of a medical emergency. For Sum Insured Rs. Offers comprehensive coverage beyond hospitalization, including pre- and post. स्टार हेल्थ इंश्योरेंस, भारत की शीर्ष स्टैंड-अलोन हेल्थ इन्शुरन्स फर्म है जो किफायती प्रीमियम पर हेल्थ इंश्योरेंस प्लान की एक. Usually, the following two events are covered. A mediclaim policy or medical insurance is a health cover offering protection against standard hospitalisation expenses, including COVID-19 treatment, OPD, diagnosis, and more. A free medical check-up is a periodical or routine set of medical tests that you can take in designated health centres or hospitals based on your health insurance plan. Care Cancer Mediclaim Plan. Yes, medical insurance policy for employees is compulsory in India post the nation-wide COVID-19 lockdown in 2020. The Sum Insured Amount. 3478 3 mins. Room Rent Sub Limits With HDFC ERGO, there are no sub-limits on Hospital Room Rents. Amar Gupta. Corona Kavach is an indemnity based health insurance policy that covers you for hospitalisation (of at least 24 hours) expenses due to positive diagnosis of COVID-19. Aditya Birla Super Health Plus Top Up Plan. For policy more than 1 year, you are eligible to receive lump sum every policy year. So, we can choose the best mediclaim policy online and secure our family. Claims. Oriental House, A-25/27 Asaf Ali Road,New Delhi - 110002Listen Content. Ground Floor, Bajaj Finserv Corporate Office, Off Pune-Ahmednagar Road, Viman Nagar, Pune 411014. 5,00,000/-Health - Individual Option - ₹ 487, Sum Assured - ₹ 1 Lakh, Policy Term - 3. Family health insurance plans in India, Health Insurance policy & Mediclaim policy in hindi, All above points will be describe in this vedio. The sum insured for health insurance plans may vary from Rs 50,000 to up to Rs 6 crore per year. In this plan you can cover yourself, spouse, children, parents as well as mother-in-law and father-in-law. WHAT ARE THE PLANS OFFERED IN THIS POLICY? This Policy has two plans viz: a) Plan A: offers Sum Insured of Rs. Top Features And Benefits of Government Health Insurance Plans:A family floater health insurance plan is a type of health insurance plan that covers multiple members of a family. Covers extended family. 5 lakhs. It protects your family savings against hospitalization expenses during emergencies. Step 2. The best Health Insurance Plans for family in India are mentioned below: Health Insurance Plans. e. HDFC ERGO General Insurance - Buy Insurance Policies Online. Become An Agent. Jalandhar February 21, 2022. LIC Jeevan Arogya policy provides valuable financial coverage in case of medical emergencies like hospitalization or surgery. Not exceeding 2. 10,000 per policy period for policies issued on family floater basis for a block of every three claim-free years provided the health. If you are above 18 years of age, you can easily buy a health insurance plan for yourself. Sum Insured. Step 2: Provide the necessary details about the family members you wish to insure along with your personal information. It is the bonus amount that gets accumulated to the sum insured for every claim-free year. Group Health Insurance is beneficial not only for the employees. Multiple sum insured. Oriental Happy Family Floater Mediclaim Plan. Health insurance offers add-ons and top up health insurance policies to enhance the coverage of your base plan such as Bajaj Allianz's Extra Care Plus policy. Comprehensive health coverage at affordable premium rates. Are they the dietary d. CLAIM. Star Health and Allied Insurance Co Ltd, is a public listed health insurance company in India. The policy can be bought on individual or floater basis. The policy can be purchased by anyone who is. It is like having a separate umbrella for every person in the family. This way, you need not chase insurers for a quote. Ayushman Bharat - National Health Protection Mission will have a defined benefit cover of Rs. Best Group Mediclaim Policy Company For Old Age (Senior Citizens Above 65 in India), Heart Patient, Diabetic Patients With Low Premium, OPD Coverage, Maternity Benefits, Review, Top Up Plan, etc. हिंदी. However, this policy doesn't offer benefits like Education Benefit, In-Hospital Daily Cash, Family Transportation Benefits and Last Rites Benefit as offered under the premium Rs 399 plan. Road ambulance : Up to INR 3000. If you’re calling younger prospects, here is a script you may want to use: Hello, [Prospect Name]. Sarang invests 6% of his monthly salary, i. With a sum insured ranging from Rs. Health insurance can be classified into two categories: Mediclaim or indemnity medical policiesIt provides a cover of ₹ 5 lakhs per family per year with coverage for diagnostics tests, pre-hospitalisation costs, and medical treatment expenses. Total annual premium = ₹ 6,446, daily premium (6,446/365 = 18 (rounded up)). If you purchase health insurance, you can avail deductions up to Rs. Yes, you can cover the entire family under a family health insurance policy. A latest Group Accident Guard Insurance Policy has been launched by India Post in combination with TATA AIG for covering a large group of people against accident related hospitalization. Care Health Plan. Initial waiting period in health insurance is the initial period from the date of commencement of the health insurance policy for which the insured is not covered in case he/she falls sick and makes a claim. For Sum Insured of Rs. Lifelong renewal is available provided the policy is renewed on time. Coverage for Pre & Post hospitalisation. Besides financial assistance during medical emergencies, this scheme also offers a death benefit feature to the policyholder’s family members. Mediclaim Policy for Family Under this mediclaim insurance policy, the individual and their family members including parents, spouse, and children are covered. Health insurance policies cover medical expenses such as pre-and post-hospitalisation, daycare facilities, surgeries, and more. Insured of Rs. * Advantages of Group Medical Cover for Employees Here are the top benefits of an employer-offered health insurance policy for employees: 1. We at Policybazaar can help you to buy the best health insurance plan that suits your health requirements. This comprehensive policy covers a wide range of essentials, including the option to add your newly-wed spouse, newborn, or legally adopted child. With one single health insurance for family, one can secure entire family. Cumulative Bonus. 24 * 7 call support. To include children in Family health insurance plans, their age eligibility is 90 days. त्याचबरोबर हे इतर विमा फायदे जसे की: खर्च-प्रभावी: मेडिक्लेम पॉलिसी ही आरोग्य सेवा उपलब्ध करण्याचा एक प्रभावी मार्ग आहे. BOI national Swasthya Bima Policy – in brief. IFFCO Tokio Personal. 5 लाख - 50 लाख रुपये. Step 1: Scroll up to the top of this page and click on ‘Check Plans’. Apart from that, it has a number of advantages. 25 lakhs. 4. Example (B): Mr. Buy health insurance policies at Bajaj Finance Insurance Mall on No Cost EMIs. New India Assurance Senior Citizen Mediclaim Policy. NIAHLGP21285V022021 Page 5 of 24 GROUP MEDICLAIM POLICY FOR WORKERS 3. The policyholder of a mediclaim policy is required to renew the policy annually to continue getting coverage. Niva Bupa family health insurance plan offers the perfect solution for the well-being of your loved ones. 2. 5 years to 50 years. You can cover the entire family on Individual or. These plans are suitable for. 5 lakh per family per year. With Navi Health Insurance Plan, you get comprehensive medical coverage 90 days before hospitalization and 180 days after. This may include medical bills, receipts, a completed claim form, proof of payment, and any supporting documentation required by your insurance provider. Step 4: From the list of policies shown, choose your preferred parents health insurance plan by clicking the ‘Buy Now’ button placed under each plan. No Claim Bonus (NCB) - No Claim Bonus (NCB) is a reward that you get for not claiming during your policy tenure. Let's say you purchase a family floater plan for you and your spouse with a sum insured of INR 8 lakhs. 1 Lakh - Rs. Secure your health with ‘Care’, a comprehensive family health policy by Care Health Insurance, offering cover for over 540 day care treatments. Until 2019, bariatric surgery was a standard exclusion in mediclaim policies. Free health coverage Whether you plan to purchase a Mediclaim policy with delivery benefits or you are looking to switch to a family policy, Star Health Insurance provides soon-to-be parents with the right medical insurance and support they need to have healthy and happy pregnancies. Inform the insurance company immediately in the case of hospitalisation due to pregnancy. Enter personal details asked on the form. Group Mediclaim: Just like Health Insurance, a Mediclaim policy also offers a family health insurance plan, which means one could cover multiple family members like parents, spouses, and children in a single policy. Family floater health insurance plans usually covers the individual, spouse and children. Home / Health Insurance / Kotak Mahindra Health Insurance; TollFree No. Mediclaim Policy. The dental cover might settle your claim up to a certain monetary limit. मेडिक्लेम पॉलिसी क्लेम प्रोसेस (Mediclaim Policy Claim Procedure in Hindi) मेडिक्लेम पॉलिसी खरीदने का एक हिस्सा यह भी समझना है कि क्लेम प्रक्रिया कैसे काम. Policyholders can get coverage up to the sum assured of Rs. Insurance for Everyone. Common list of diseases not covered under health insurance are 1. Similar to other forms of insurance, mediclaim policy benefits can be exercised by paying a premium annually. Congenital Diseases 2. Overseas Mediclaim Policy. The plan comes with a lifelong policy renewal option. 5 Crore+. oicl happy family floater policy-2021 uin: oichlip22010v042223 e 1 the oriental insurance company limited regd. They provide coverage for hospitalization, COVID-19, critical illnesses, day care procedures, ambulance charges, etc. Maternity Health Cover under a Group plan primarily covers delivery expenses. Facility to track and renew your policy online. Before getting into the details, here’s a quick explanation of the Group Mediclaim Policy. एचडीएफसी ऑप्टिमा रिस्टोर- फैमिली प्लान (HDFC Optima Restore- Family Plan) 2. Before we dive into deductibles, please. Enter all the details like name, date of birth, city of residence, email Id, annual income, etc. Hospital cash benefit : INR 500 per day for max 30days. 17. Care Health Insurance offers an annual health check-up even when the policyholder has filed a claim in the same year. Enter your details like your name, your date of birth, the medical insurance policy that you want to buy and details of other family members whom you want to cover under the selected health insurance policy, your pin code, and contact number. This plan has an elaborate list of coverages. 5 Lakhs in one year. The maternity benefit covers the delivery expenses and the newborn baby for the first 3 months. The meaning of maternity benefit is you can make a claim for maternity expenses against your Group Health Insurance policy. The company generally offers a family floater plan to their policyholders. 02. In the below grid, find the highlights of the different insurance companies providing group health insurance plans: Insurance Provider.